Unfortunately, If you are a victim to Identity Theft there's no need to worry. They're certain precautions and steps to take when dealing with any type of Identity Theft. It's very important if your are a victim, you must create anIdentity Theft Report which gives the victim correct steps to recover from the theft. Filing an Identity Theft Report can help you deal with debt collectors, credit report companies, and businesses who opened up credit cards with thieves under your information. This report will guide and help you:
- Remove fraud information from your credit report.
- Place an alert known as Extended Fraud Alert on your credit report which will keep a close eye on suspicious activity.
- Hold and discontinue companies from billing and trying to collect debts that weren't committed by the victim.
- Inside information that describes any accounts that were opened or attempted to open by thieves.
Creating a report is simple
- Go to this link: https://www.consumer.ftc.gov/articles/0277-create-identity-theft-report
- Create and submit a theft report to the FTC, make sure to include all the details you possibly can think of. Print a copy of this report, this will be known as your "affidavit".
- Next, File a police report and remember to have your "Theft Affidavit" present.
- Once the police report is complete make sure to ask for the "report number" and store together with your "Theft Affidavit": together these documents create your IDENTITY THEFT REPORT.
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